The moment you, as a manager, fail to prevent this and the bullying continues, the employee can hold you liable for the damage he/she suffers as a result.

In such situations, it should not be forgotten that we are involved in a liability claim and that, as a result, fault, damage and causation must be demonstrated. As a manager you have made a wrong decision, your employee has a financial loss as a result of damage and both must be linked.

In this case, directors' and officers' liability insurance is an essential insurance for every manager.

As a director or decision-maker of a company, you strive day after day for smooth and correct operation within your company. However, it may happen that you unintentionally commit a professional error. Directors' liability insurance protects you against this and is therefore strongly recommended to safeguard your private assets.

Directors’ and officials’ liability insurance protects the personal assets of directors and decision-makers against potential claims for damages. This insurance enables you to run your business with peace of mind. The company takes out the guarantee and it protects everyone who carries out management acts in the event of a professional error.

Costs arising from an unintentional error by a director:

• Civil, criminal and administrative claims
• Compensation
• Court costs
• Costs of restoring reputation
• Defence costs