New rules on the tax deductibility of commercial vehicles have been in force since July 2023. These rules encourage companies to favour fully electric cars over hybrids, whose fuel costs are only 50% deductible.

Importantly, from 2026, tax deductions will no longer apply to vehicles running (partly) on fossil fuels. In short, only 100% electric cars will remain 100% tax deductible, if purchased before 2027.

With the expected catch-up movement in the coming years, insurers are offering more and more options for insuring electric (company) cars.

So what options exist?

• Comprehensive insurance is not only adapted to cover classic risks, but also specific aspects of electric vehicles, such as charging cables and the precious battery. Special safety measures in case of fire, such as the high cost of extinguishing a fire brigade immersion container, can also be insured.
• With home insurance, you can also insure the electric vehicle's charging infrastructure.
• Stranded on the road with a flat battery? With additional roadside assistance, the car will be taken to a nearby (fast) charging point free of charge. In certain situations, the car can also be charged on the spot.

Electric driving is not only a choice for sustainability, but also for financial benefits and optimal insurance.