> BICYCLE INSURANCE

> BICYCLE INSURANCE

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The Belgian and his bicycle turn out to be a golden duo. On average, every Belgian has 2 to 3 bicycles at home. Many people nowadays take the bicycle to go to work or for leisure.

The cycling behavior of the average Belgian

A recent survey provided the following insights:

  • 91% of families have 1 or more bicycles at home
  • The city bike remains the favorite bike, but the e-bike is on the rise
  • Today, only a very limited amount (9%) of employees uses a company bicycle
  • We cycle more and more frequently (29% cycle daily)
  • We are more likely to use a bicycle in an urban environment than in rural areas
  • We use the bicycle both recreationally (pleasure rides) and functionally
  • We use the bicycle because:
    • It is financially beneficial
    • It gives a lot of flexibility
    • It's the fastest way to get around
    • It is easy and safe to park
  • Road safety is and will remain a work and point of attention
  • The number of cycling accidents increases every year (13%)
    • A car is involved in 1 in 3 accidents
    • Another cyclist is involved in 1 in 5 accidents

Insured on the road

A bicycle insurance is certainly not an unnecessary luxury because as a cyclist you are of course exposed to a lot of risks. The bicycle insurance offers cover against (attempted) theft and material damage due to a collision, a fall, vandalism, etc. In addition, you also enjoy assistance in the event of a breakdown or accident.

What does it cover?

  • Theft or attempted theft
  • Material damage due to:
    • Falls
    • Collisions
    • Unexpected contact
    • Toppling over
    • Collision
    • Vandalism
    • Forces of nature
  • Assistance in the event of an accident or breakdown

Want to secure a beautiful racing bike or a company fleet of electric bikes?

We are happy to work out a policy tailored to your question and your situation.

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