{"id":8765,"date":"2026-03-19T09:07:30","date_gmt":"2026-03-19T09:07:30","guid":{"rendered":"https:\/\/www.dhondt-insurance.com\/?p=8765"},"modified":"2026-03-25T12:29:14","modified_gmt":"2026-03-25T12:29:14","slug":"belangrijke-wijziging-verzekeringstaks-stijgt-vanaf-1-april-2026","status":"publish","type":"post","link":"https:\/\/www.dhondt-insurance.com\/fr\/blog\/8765\/","title":{"rendered":"Changement important : \nla taxe sur l\u2019assurance hausse d\u00e8s le 1er mai 2026"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn vc_custom_1604335088253 vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-xs\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h3 style=\"color:#37719e;padding:px;text-align:;font-size:px;line-height:px;letter-spacing: 4px;font-weight:bold\" class=\"nd_options_second_font\">&gt; CHANGEMENT IMPORTANT : LA TAXE SUR L\u2019ASSURANCE HAUSSE D\u00c8S LE 1ER MAI 2026<\/h3> <\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-xs\"><div class=\"vc_column-inner vc_custom_1604605533394\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn vc_custom_1604335088253 vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-lg vc_hidden-md vc_hidden-sm\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h3 style=\"color:#37719e;padding:px;text-align:;font-size:13px;line-height:px;letter-spacing: 4px;font-weight:bold\" class=\"nd_options_second_font\">&gt; QUE DIT LA LOI SUR LES ACCIDENTS DU TRAVAIL PENDANT LE TRAVAIL \u00c0 DOMICILE ?<\/h3> <\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-lg vc_hidden-md vc_hidden-sm\"><div class=\"vc_column-inner vc_custom_1604605544450\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12 vc_hidden-sm vc_hidden-xs\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 70px\" class=\"nicdark_section\"><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1569482474546\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"1434\" src=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-scaled.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"DI_Blog_Verzekeringstaks-2\" srcset=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-scaled.jpg 2048w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-300x210.jpg 300w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-1024x717.jpg 1024w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-768x538.jpg 768w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-1536x1076.jpg 1536w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-18x12.jpg 18w\" sizes=\"auto, (max-width: 2048px) 100vw, 2048px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h2 style=\"color:;padding:px;text-align:;font-size:40px;line-height:50px;letter-spacing: px;font-weight:normal\" class=\"nd_options_text_align_center_responsive_important nd_options_first_font\">Changement important : \nla taxe sur l\u2019assurance hausse d\u00e8s le 1er mai 2026<\/h2> <div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12 vc_hidden-lg vc_hidden-md\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1569482474546\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2566\" height=\"1758\" src=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"arbeidsongevallen_blog_artikel\" srcset=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 300w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 1024w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 768w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 1536w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 2048w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 18w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 600w\" sizes=\"auto, (max-width: 2566px) 100vw, 2566px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h2 style=\"color:;padding:px;text-align:;font-size:25px;line-height:50px;letter-spacing: px;font-weight:normal\" class=\"nd_options_text_align_left_responsive_important nd_options_first_font\">Au cours des deux derni\u00e8res ann\u00e9es, le t\u00e9l\u00e9travail ou le travail \u00e0 domicile a pris une importance consid\u00e9rable. La soci\u00e9t\u00e9 s'y est adapt\u00e9e et le besoin de t\u00e9l\u00e9travail ne fera qu'augmenter dans les ann\u00e9es \u00e0 venir. Le travail hybride est donc l'avenir.<\/h2> <div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner vc_custom_1645177486788\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>\u00c0 partir du <strong>1er mai 2026<\/strong> la fiscalit\u00e9 applicable \u00e0 certaines assurances en Belgique va changer. Cela peut sembler compliqu\u00e9, mais c'est en r\u00e9alit\u00e9 assez simple. Dans cet article, nous vous expliquons \u00e9tape par \u00e9tape ce qui change et ce que cela signifie concr\u00e8tement pour vous.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Que sont les taxes d'assurance ?<\/strong><\/p>\n<p>Lorsque vous souscrivez une assurance (par exemple pour votre voiture, votre habitation ou une assurance familiale), vous payez une prime. Cette prime se compose de deux parties :<\/p>\n<ul>\n<li>un montant pour l'assurance elle-m\u00eame<\/li>\n<li>et une taxe vers\u00e9e \u00e0 l'\u00c9tat \u2192 c'est ce que l'on appelle <b>la taxe d'assurance<\/b><\/li>\n<\/ul>\n<p>C'est comparable \u00e0 la TVA que vous payez lors d'un achat en magasin.<\/p>\n<h3><\/h3>\n<p>&nbsp;<\/p>\n<p><strong>Quels changements \u00e0 partir du 1er mai 2026 ?<\/strong><\/p>\n<p>Le gouvernement f\u00e9d\u00e9ral a d\u00e9cid\u00e9 d'augmenter la taxe sur <b>les assurances non-vie.<\/b>\u00a0te verhogen.<\/p>\n<p>Concr\u00e8tement :<\/p>\n<ul data-start=\"2571\" data-end=\"2657\">\n<li>La taxe passe de <b>9,25 % \u00e0 9,60 %<\/b><\/li>\n<li>Cette modification entre en vigueur le <b>1er mai 2026<\/b><\/li>\n<\/ul>\n<p>Il s'agit d'une d\u00e9cision du gouvernement. Les assureurs n'ont aucune influence sur ce point.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\"><strong>Quelles sont les assurances concern\u00e9es ?<\/strong><\/p>\n<p>Cette augmentation s'applique \u00e0 la plupart des assurances dommages classiques, telles que :<\/p>\n<ul data-start=\"2867\" data-end=\"2987\">\n<li>les assurances auto<\/li>\n<li>les assurances incendie (habitation)<\/li>\n<li>les assurances familiales<\/li>\n<li>et d'autres assurances non-vie<\/li>\n<\/ul>\n<p>Important : toutes les assurances ne sont pas concern\u00e9es (comme certaines assurances vie), mais la plupart des assurances courantes le sont.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element a { text-decoration: underline; }\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p dir=\"ltr\"><strong>Qu'est-ce que cela signifie concr\u00e8tement pour vous ?<\/strong><\/p>\n<p>Pour la plupart des gens, l'impact restera limit\u00e9.<\/p>\n<p>Voici ce \u00e0 quoi vous pouvez vous attendre :<\/p>\n<ul data-start=\"3263\" data-end=\"3446\">\n<li>\n<div role=\"presentation\">votre prime <b>augmentera l\u00e9g\u00e8rement<\/b><\/div>\n<\/li>\n<li>cette augmentation prendra effet <b>\u00e0 compter de la prochaine \u00e9ch\u00e9ance post\u00e9rieure au 1er mai 2026<\/b><\/li>\n<li>cette augmentation est <b>uniquement due \u00e0 la taxe<\/b>, et non \u00e0 l'assurance elle-m\u00eame<\/li>\n<\/ul>\n<p>Bon \u00e0 savoir :<\/p>\n<ul data-start=\"3471\" data-end=\"3564\">\n<li>\n<div role=\"presentation\">vos garanties et couvertures restent <b>exactement les m\u00eames<\/b><\/div>\n<\/li>\n<li>\n<div role=\"presentation\">votre contrat <b>ne change pas<\/b><\/div>\n<\/li>\n<\/ul>\n<p>Il ne s'agit donc pas d'une modification de fond, mais uniquement d'un ajustement fiscal.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\"><strong>Quelle est l'ampleur de l'augmentation de la taxe d'assurance ?<\/strong><\/p>\n<p>Comme la diff\u00e9rence de taxe est relativement faible (0,35 %), l'impact se limite g\u00e9n\u00e9ralement \u00e0 quelques euros par an, en fonction de votre prime.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\"><strong>C'est le moment id\u00e9al pour faire le point sur vos assurances.\u00a0<\/strong><\/p>\n<p>M\u00eame si l'augmentation est en soi minime, c'est le moment id\u00e9al pour r\u00e9fl\u00e9chir \u00e0 vos assurances.<\/p>\n<p>Posez-vous par exemple les questions suivantes :<\/p>\n<ul data-start=\"4026\" data-end=\"4168\">\n<li>Mes assurances correspondent-elles encore \u00e0 ma situation actuelle ?<\/li>\n<li>Est-ce que je ne paie pas trop cher ?<\/li>\n<li>Ai-je peut-\u00eatre des couvertures en double ou manquantes ?<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\"><strong>Des questions ? Nous sommes l\u00e0 pour vous aider.\u00a0<\/strong><\/p>\n<p>Vous avez des doutes ou vous souhaitez simplement v\u00e9rifier que tout est en ordre ?<\/p>\n<p>N'h\u00e9sitez pas \u00e0 nous contacter. Nous examinerons volontiers votre situation avec vous et vous donnerons des conseils clairs, sans engagement.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t\n\t<a style=\"border: px solid;border-radius:px;letter-spacing:px;line-height:16px;font-size:16px;background-color:#37719E;padding:10px 20px;margin:;color:#FFFFFF\" rel=\"\" href=\"https:\/\/www.dhondt-insurance.com\/fr\/contact\/\" class=\"nicdark_display_inline_block nd_options_float_left nd_options_font_weight_normal nd_options_first_font\">&gt; Nous contacter<\/a>\n\t\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><div style=\"background-color:#000000;height: 1pxpx\" class=\"nicdark_section\"><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey wpb_content_element  wpb_content_element\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><\/div><\/div><\/div><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn vc_custom_1645176720688\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1645176635881\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Partagez cet article:<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n            <div \n                class=\"elfsight-widget-social-share-buttons elfsight-widget\" \n                data-elfsight-social-share-buttons-options=\"%7B%22items%22%3A%5B%7B%22network%22%3A%22facebook%22%2C%22buttonText%22%3A%22Facebook%22%7D%2C%7B%22network%22%3A%22linkedin%22%2C%22buttonText%22%3A%22LinkedIn%22%7D%2C%7B%22network%22%3A%22email%22%2C%22buttonText%22%3A%22Email%22%7D%5D%2C%22moreToggle%22%3Afalse%2C%22msgMore%22%3A%22More%22%2C%22msgClose%22%3A%22Close%22%2C%22customUrl%22%3A%22%22%2C%22location%22%3A%22inline%22%2C%22position%22%3A%22left%22%2C%22columns%22%3A%22auto%22%2C%22gutter%22%3A12%2C%22hideOnMobile%22%3Afalse%2C%22elements%22%3A%5B%22icon%22%5D%2C%22shape%22%3A%22circle%22%2C%22width%22%3A%22auto%22%2C%22style%22%3A%22material%22%2C%22iconColor%22%3A%22white%22%2C%22bgColor%22%3A%22native%22%2C%22iconColorOnHover%22%3A%22white%22%2C%22bgColorOnHover%22%3A%22native%22%2C%22animation%22%3A%22fly%22%2C%22transparency%22%3A100%2C%22transparencyOnHover%22%3A100%2C%22widgetId%22%3A%221%22%7D\" \n                data-elfsight-social-share-buttons-version=\"1.5.0\"\n                data-elfsight-widget-id=\"elfsight-social-share-buttons-1\">\n            <\/div>\n            <\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ut elit dui.<\/p>","protected":false},"author":6,"featured_media":8767,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"image","meta":{"footnotes":""},"categories":[90],"tags":[],"class_list":["post-8765","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-blog","post_format-post-format-image","nd_cc_cpt_1_tax_1-verzekeringen"],"_links":{"self":[{"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/posts\/8765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/comments?post=8765"}],"version-history":[{"count":44,"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/posts\/8765\/revisions"}],"predecessor-version":[{"id":8817,"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/posts\/8765\/revisions\/8817"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/media\/8767"}],"wp:attachment":[{"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/media?parent=8765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/categories?post=8765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/tags?post=8765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}