{"id":6370,"date":"2022-01-21T14:59:45","date_gmt":"2022-01-21T14:59:45","guid":{"rendered":"https:\/\/www.dhondt-insurance.com\/?p=6370"},"modified":"2022-01-24T12:24:52","modified_gmt":"2022-01-24T12:24:52","slug":"case-study-deltarent","status":"publish","type":"post","link":"https:\/\/www.dhondt-insurance.com\/fr\/blog\/6370\/","title":{"rendered":"Case Study Deltarent"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn vc_custom_1604335088253 vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-xs\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h3 style=\"color:#37719e;padding:px;text-align:;font-size:px;line-height:px;letter-spacing: 4px;font-weight:bold\" class=\"nd_options_second_font\">&gt; ETUDE DE CAS DELTARENT<\/h3> <\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-xs\"><div class=\"vc_column-inner vc_custom_1604605533394\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn vc_custom_1604335088253 vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-lg vc_hidden-md vc_hidden-sm\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h3 style=\"color:#37719e;padding:px;text-align:;font-size:13px;line-height:px;letter-spacing: 4px;font-weight:bold\" class=\"nd_options_second_font\">&gt; ETUDE DE CAS DELTARENT<\/h3> <\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-lg vc_hidden-md vc_hidden-sm\"><div class=\"vc_column-inner vc_custom_1604605544450\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12 vc_hidden-sm vc_hidden-xs\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 70px\" class=\"nicdark_section\"><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1569482474546\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"694\" height=\"521\" src=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/01\/download-1.jpeg\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"download (1)\" srcset=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/01\/download-1.jpeg 300w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/01\/download-1.jpeg 16w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/01\/download-1.jpeg 694w\" sizes=\"auto, (max-width: 694px) 100vw, 694px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h2 style=\"color:;padding:px;text-align:;font-size:40px;line-height:50px;letter-spacing: px;font-weight:normal\" class=\"nd_options_text_align_center_responsive_important nd_options_first_font\">Lors du festival de lumi\u00e8re \"Wintergloed\" \u00e0 Bruges, une construction a \u00e9t\u00e9 renvers\u00e9e par des rafales de vent construites par notre client Deltarent. Au cours de cette \u00e9tude de cas, nous d\u00e9taillerons davantage notre traitement de ce cas de dommages.<\/h2> <div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12 vc_hidden-lg vc_hidden-md\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1569482474546\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"694\" height=\"521\" src=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/01\/download-1.jpeg\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"download (1)\" srcset=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/01\/download-1.jpeg 300w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/01\/download-1.jpeg 16w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/01\/download-1.jpeg 694w\" sizes=\"auto, (max-width: 694px) 100vw, 694px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h2 style=\"color:;padding:px;text-align:;font-size:25px;line-height:50px;letter-spacing: px;font-weight:normal\" class=\"nd_options_text_align_left_responsive_important nd_options_first_font\">Pour le festival de lumi\u00e8re \"Wintergloed\" \u00e0 Bruges, notre client a r\u00e9alis\u00e9 une construction lumineuse. Il a \u00e9t\u00e9 install\u00e9 sur un \u00e9tang. La construction a \u00e9t\u00e9 renvers\u00e9e par de fortes rafales de vent et s'est retrouv\u00e9e dans l'\u00e9tang. En cons\u00e9quence, de nombreux tubes lumineux ont \u00e9t\u00e9 endommag\u00e9s.<\/h2> <div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"color: #37719e;\"><b>APER\u00c7U DE LA SITUATION DE L'\u00c9TUDE DE CAS<\/b><\/span><\/p>\n<p>Pour le festival de lumi\u00e8re \"Wintergloed\" \u00e0 Bruges, notre client a r\u00e9alis\u00e9 une construction lumineuse. Il a \u00e9t\u00e9 install\u00e9 sur un \u00e9tang. La construction a \u00e9t\u00e9 renvers\u00e9e par de fortes rafales de vent et s'est retrouv\u00e9e dans l'\u00e9tang. En cons\u00e9quence, de nombreux tubes lumineux ont \u00e9t\u00e9 endommag\u00e9s.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #37719e;\"><b>PROBL\u00c8MES<\/b><\/span><\/p>\n<p>La construction \u00e9tait compos\u00e9e de tubes l\u00e9gers d'une part, dont le client <em>est propri\u00e9taire<\/em> est et d'autre part avec <em>lou\u00e9<\/em> mat\u00e9riel.<\/p>\n<p>Imm\u00e9diatement la question se pose : \u00e0 quelle(s) assurance(s) peut-on faire appel pour obtenir r\u00e9paration de l'ensemble des dommages subis ?<\/p>\n<p>&nbsp;<\/p>\n<p>*Assurance incendie?<\/p>\n<p>Temp\u00eate est une garantie couverte en assurance incendie, mais les probl\u00e8mes suivants se posent :<\/p>\n<ul>\n<li>Les objets en plein air ne sont pas assur\u00e9s en cas d'orage<\/li>\n<li>Les dommages doivent dans tous les cas se produire \u00e0 l'adresse de risque qui est incluse dans la politique d'incendie<\/li>\n<li>Couverture standard pour les biens appartenant \u00e0 l'assur\u00e9<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>*RC exploitation?<\/p>\n<p>Malheureusement, il y a aussi de nombreuses pierres d'achoppement ici:<\/p>\n<ul>\n<li>RC exploitation se concentre sur les dommages aux tiers et non sur les biens appartenant au client<\/li>\n<li>Une ERREUR client doit \u00eatre prouv\u00e9e<\/li>\n<li>Le mat\u00e9riel a \u00e9t\u00e9 lou\u00e9 et celui-ci n'est pas pr\u00e9vu en standard dans la garantie \"bien confi\u00e9\"<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"color: #37719e;\"><b>LA SOLUTION QUI A ETE OFFERT<\/b><\/span><\/p>\n<p>Le client avait souscrit une police All Risk Electronics dans laquelle une couverture est pr\u00e9vue pour ses propres tubes lumineux et ceux de location. En consultation avec l'expert de la compagnie d'assurance, tous les \u00e9quipements endommag\u00e9s ont \u00e9t\u00e9 v\u00e9rifi\u00e9s et budg\u00e9tis\u00e9s. De cette fa\u00e7on, le client a re\u00e7u une compensation correcte pour ses propres dommages, mais la soci\u00e9t\u00e9 de location a \u00e9galement \u00e9t\u00e9 indemnis\u00e9e pour ses tubes lumineux cass\u00e9s.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #37719e;\"><b>UN CLIENT HEUREUX<\/b><\/span><\/p>\n<p>Deltarent a r\u00e9pondu: \u00ab Gr\u00e2ce \u00e0 l'attitude proactive de D'hondt Insurance, les polices ont \u00e9t\u00e9 optimis\u00e9es plusieurs fois par an, afin que le capital soit correctement assur\u00e9. En raison du suivi rapide des services sinistres de D'hondt Assurances, l'expertise a \u00e9t\u00e9 rapidement transf\u00e9r\u00e9e. Nous avons \u00e9galement \u00e9t\u00e9 assist\u00e9s dans l'expertise par le charg\u00e9 de dossier qui a d\u00e9fendu notre dossier bien pr\u00e9par\u00e9. En cons\u00e9quence, nous avons pu cl\u00f4turer le dossier tr\u00e8s rapidement et les remboursements corrects n'ont pas \u00e9t\u00e9 re\u00e7us sur notre compte peu de temps apr\u00e8s. La bonne gestion de notre dossier nous a permis de continuer \u00e0 nous concentrer sur notre travail.<\/p>\n<p>&nbsp;<\/p>\n<p class=\"p1\"><span class=\"s1\">Text: Kelly Debeir &amp; Marie Ghesqui\u00e8re<\/span><\/p>\n<p>Source: D\u2019hondt Insurance<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><div style=\"background-color:#000000;height: 1pxpx\" class=\"nicdark_section\"><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey wpb_content_element  wpb_content_element\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><\/div><\/div><\/div><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Partagez cet article:<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n            <div \n                class=\"elfsight-widget-social-share-buttons elfsight-widget\" \n                data-elfsight-social-share-buttons-options=\"%7B%22items%22%3A%5B%7B%22network%22%3A%22facebook%22%2C%22buttonText%22%3A%22Facebook%22%7D%2C%7B%22network%22%3A%22linkedin%22%2C%22buttonText%22%3A%22LinkedIn%22%7D%2C%7B%22network%22%3A%22email%22%2C%22buttonText%22%3A%22Email%22%7D%5D%2C%22moreToggle%22%3Afalse%2C%22msgMore%22%3A%22More%22%2C%22msgClose%22%3A%22Close%22%2C%22customUrl%22%3A%22%22%2C%22location%22%3A%22inline%22%2C%22position%22%3A%22left%22%2C%22columns%22%3A%22auto%22%2C%22gutter%22%3A12%2C%22hideOnMobile%22%3Afalse%2C%22elements%22%3A%5B%22icon%22%5D%2C%22shape%22%3A%22circle%22%2C%22width%22%3A%22auto%22%2C%22style%22%3A%22material%22%2C%22iconColor%22%3A%22white%22%2C%22bgColor%22%3A%22native%22%2C%22iconColorOnHover%22%3A%22white%22%2C%22bgColorOnHover%22%3A%22native%22%2C%22animation%22%3A%22fly%22%2C%22transparency%22%3A100%2C%22transparencyOnHover%22%3A100%2C%22widgetId%22%3A%221%22%7D\" \n                data-elfsight-social-share-buttons-version=\"1.5.0\"\n                data-elfsight-widget-id=\"elfsight-social-share-buttons-1\">\n            <\/div>\n            <\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: right;\"><a href=\"https:\/\/www.dhondt-insurance.com\/fr\/blog\/preventieprogramma\/\">Lire le prochain article &gt;<\/a><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ut elit dui.<\/p>","protected":false},"author":1,"featured_media":6382,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"image","meta":{"footnotes":""},"categories":[90],"tags":[131,132],"class_list":["post-6370","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-blog","tag-case-study","tag-deltarent","post_format-post-format-image"],"_links":{"self":[{"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/posts\/6370","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/comments?post=6370"}],"version-history":[{"count":0,"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/posts\/6370\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/media\/6382"}],"wp:attachment":[{"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/media?parent=6370"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/categories?post=6370"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/fr\/wp-json\/wp\/v2\/tags?post=6370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}