{"id":8765,"date":"2026-03-19T09:07:30","date_gmt":"2026-03-19T09:07:30","guid":{"rendered":"https:\/\/www.dhondt-insurance.com\/?p=8765"},"modified":"2026-06-09T12:51:28","modified_gmt":"2026-06-09T12:51:28","slug":"belangrijke-wijziging-verzekeringstaks-stijgt-vanaf-1-april-2026","status":"publish","type":"post","link":"https:\/\/www.dhondt-insurance.com\/en\/blog\/8765\/","title":{"rendered":"Important change: insurance tax increases as of 1 July 2026"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn vc_custom_1604335088253 vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-xs\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h3 style=\"color:#37719e;padding:px;text-align:;font-size:px;line-height:px;letter-spacing: 4px;font-weight:bold\" class=\"nd_options_second_font\">&gt; IMPORTANT CHANGE: INSURANCE TAX INCREASES AS OF 1 JULY 2026<\/h3> <\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-xs\"><div class=\"vc_column-inner vc_custom_1604605533394\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn vc_custom_1604335088253 vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-lg vc_hidden-md vc_hidden-sm\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h3 style=\"color:#37719e;padding:px;text-align:;font-size:13px;line-height:px;letter-spacing: 4px;font-weight:bold\" class=\"nd_options_second_font\">&gt; IMPORTANT CHANGE: INSURANCE TAX INCREASES AS OF 1 JULY 2026<\/h3> <\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-lg vc_hidden-md vc_hidden-sm\"><div class=\"vc_column-inner vc_custom_1604605544450\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12 vc_hidden-sm vc_hidden-xs\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 70px\" class=\"nicdark_section\"><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1569482474546\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"1434\" src=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-scaled.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"DI_Blog_Verzekeringstaks-2\" srcset=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-scaled.jpg 2048w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-300x210.jpg 300w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-1024x717.jpg 1024w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-768x538.jpg 768w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-1536x1076.jpg 1536w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-18x12.jpg 18w\" sizes=\"auto, (max-width: 2048px) 100vw, 2048px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h2 style=\"color:;padding:px;text-align:;font-size:40px;line-height:50px;letter-spacing: px;font-weight:normal\" class=\"nd_options_text_align_center_responsive_important nd_options_first_font\">Important change: insurance tax increases as of 1 July 2026<\/h2> <div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12 vc_hidden-lg vc_hidden-md\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1569482474546\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"1434\" src=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-scaled.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"DI_Blog_Verzekeringstaks-2\" srcset=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-scaled.jpg 2048w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-300x210.jpg 300w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-1024x717.jpg 1024w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-768x538.jpg 768w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-1536x1076.jpg 1536w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-18x12.jpg 18w\" sizes=\"auto, (max-width: 2048px) 100vw, 2048px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h2 style=\"color:;padding:px;text-align:;font-size:25px;line-height:50px;letter-spacing: px;font-weight:normal\" class=\"nd_options_text_align_left_responsive_important nd_options_first_font\">Important change: insurance tax increases as of 1 July 2026<\/h2> <div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner vc_custom_1645177486788\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Starting from <strong>1 July 2026<\/strong> something will change in the taxes on certain insurance policies in Belgium. That may sound complicated, but it is actually quite simple. In this article, we explain step by step what is changing and what this concretely means for you.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>What are insurance taxes?<\/strong><\/p>\n<p>When you take out an insurance policy (for example, for your car, home, or family liability insurance), you pay a premium. This premium consists of two parts:<\/p>\n<ul>\n<li>an amount for the insurance coverage itself<\/li>\n<li>and a tax paid to the government \u2192 this is called the <b>insurance tax<\/b><\/li>\n<\/ul>\n<p>Similar to the VAT you pay on a purchase in a shop.<\/p>\n<h3><\/h3>\n<p>&nbsp;<\/p>\n<p><strong>What changes from 1 July 2026?<\/strong><\/p>\n<p>The federal government has decided to increase the insurance tax on <b>non-life insurance policies.<\/b>\u00a0te verhogen.<\/p>\n<p>In concrete terms:<\/p>\n<ul data-start=\"2571\" data-end=\"2657\">\n<li>The tax will increase from <b>9,25% to 9,60%<\/b><\/li>\n<li>This change will take effect on <b>1 July 2026<\/b><\/li>\n<\/ul>\n<p>This is a government decision. Insurers have no influence over it.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\"><strong>Which insurance policies will be affected?<\/strong><\/p>\n<p>The increase applies to most standard non-life insurance policies, such as:<\/p>\n<ul data-start=\"2867\" data-end=\"2987\">\n<li>car insurance<\/li>\n<li>home insurance (property insurance)<\/li>\n<li>family liability insurance<\/li>\n<li>and other non-life insurance policies<\/li>\n<\/ul>\n<p>Important: not all insurance policies are affected (such as certain life insurance policies), but most everyday insurance policies are.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element a { text-decoration: underline; }\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p dir=\"ltr\"><strong>What does this mean for you?<\/strong><\/p>\n<p>For most people, the impact remains limited.<\/p>\n<p>You can expect the following:<\/p>\n<ul data-start=\"3263\" data-end=\"3446\">\n<li>\n<div role=\"presentation\">Your premium will increase slightly <b>licht duurder<\/b><\/div>\n<\/li>\n<li>This will apply <b>from the next renewal date after 1 July 2026<\/b><\/li>\n<li>The increase is due <b>only to the tax,<\/b>not to the insurance itself<\/li>\n<\/ul>\n<p>Good to know:<\/p>\n<ul data-start=\"3471\" data-end=\"3564\">\n<li>\n<div role=\"presentation\">Your coverage and guarantees remain <b>exactly the same<\/b><\/div>\n<\/li>\n<li>\n<div role=\"presentation\">your contract does not change <b>niet<\/b><\/div>\n<\/li>\n<\/ul>\n<p>So this is not a change in coverage, only a tax adjustment.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\"><strong>How big is the increase in the insurance tax?<\/strong><\/p>\n<p>Because the difference in the tax is relatively small (0.35%), the impact is usually limited to a few euros per year, depending on your premium.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\"><strong>A good time to review your insurance policies.\u00a0<\/strong><\/p>\n<p>Although the increase itself is small, this is an ideal moment to take a closer look at your insurance policies.<\/p>\n<p>For example, ask yourself:<\/p>\n<ul data-start=\"4026\" data-end=\"4168\">\n<li>Do my insurance policies still match my current situation?<\/li>\n<li>Am I not overpaying?<\/li>\n<li>Do I perhaps have duplicate or missing coverage?<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\"><strong>Questions? We are happy to help.\u00a0<\/strong><\/p>\n<p>Not sure, or would you simply like to have everything checked to see if it is still in order?<\/p>\n<p>Feel free to contact us. We will be happy to review your situation together and provide clear advice \u2013 with no obligation.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t\n\t<a style=\"border: px solid;border-radius:px;letter-spacing:px;line-height:16px;font-size:16px;background-color:#37719E;padding:10px 20px;margin:;color:#FFFFFF\" rel=\"\" href=\"https:\/\/www.dhondt-insurance.com\/en\/contact\/\" class=\"nicdark_display_inline_block nd_options_float_left nd_options_font_weight_normal nd_options_first_font\">&gt; Contact us<\/a>\n\t\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><div style=\"background-color:#000000;height: 1pxpx\" class=\"nicdark_section\"><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey wpb_content_element  wpb_content_element\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><\/div><\/div><\/div><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn vc_custom_1645176720688\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1645176635881\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Share this article:<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n            <div \n                class=\"elfsight-widget-social-share-buttons elfsight-widget\" \n                data-elfsight-social-share-buttons-options=\"%7B%22items%22%3A%5B%7B%22network%22%3A%22facebook%22%2C%22buttonText%22%3A%22Facebook%22%7D%2C%7B%22network%22%3A%22linkedin%22%2C%22buttonText%22%3A%22LinkedIn%22%7D%2C%7B%22network%22%3A%22email%22%2C%22buttonText%22%3A%22Email%22%7D%5D%2C%22moreToggle%22%3Afalse%2C%22msgMore%22%3A%22More%22%2C%22msgClose%22%3A%22Close%22%2C%22customUrl%22%3A%22%22%2C%22location%22%3A%22inline%22%2C%22position%22%3A%22left%22%2C%22columns%22%3A%22auto%22%2C%22gutter%22%3A12%2C%22hideOnMobile%22%3Afalse%2C%22elements%22%3A%5B%22icon%22%5D%2C%22shape%22%3A%22circle%22%2C%22width%22%3A%22auto%22%2C%22style%22%3A%22material%22%2C%22iconColor%22%3A%22white%22%2C%22bgColor%22%3A%22native%22%2C%22iconColorOnHover%22%3A%22white%22%2C%22bgColorOnHover%22%3A%22native%22%2C%22animation%22%3A%22fly%22%2C%22transparency%22%3A100%2C%22transparencyOnHover%22%3A100%2C%22widgetId%22%3A%221%22%7D\" \n                data-elfsight-social-share-buttons-version=\"1.5.0\"\n                data-elfsight-widget-id=\"elfsight-social-share-buttons-1\">\n            <\/div>\n            <\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ut elit dui.<\/p>","protected":false},"author":6,"featured_media":8767,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"image","meta":{"footnotes":""},"categories":[90],"tags":[],"class_list":["post-8765","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-blog","post_format-post-format-image","nd_cc_cpt_1_tax_1-verzekeringen"],"_links":{"self":[{"href":"https:\/\/www.dhondt-insurance.com\/en\/wp-json\/wp\/v2\/posts\/8765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dhondt-insurance.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dhondt-insurance.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/en\/wp-json\/wp\/v2\/comments?post=8765"}],"version-history":[{"count":47,"href":"https:\/\/www.dhondt-insurance.com\/en\/wp-json\/wp\/v2\/posts\/8765\/revisions"}],"predecessor-version":[{"id":8852,"href":"https:\/\/www.dhondt-insurance.com\/en\/wp-json\/wp\/v2\/posts\/8765\/revisions\/8852"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/en\/wp-json\/wp\/v2\/media\/8767"}],"wp:attachment":[{"href":"https:\/\/www.dhondt-insurance.com\/en\/wp-json\/wp\/v2\/media?parent=8765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/en\/wp-json\/wp\/v2\/categories?post=8765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/en\/wp-json\/wp\/v2\/tags?post=8765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}