{"id":8765,"date":"2026-03-19T09:07:30","date_gmt":"2026-03-19T09:07:30","guid":{"rendered":"https:\/\/www.dhondt-insurance.com\/?p=8765"},"modified":"2026-03-25T12:29:14","modified_gmt":"2026-03-25T12:29:14","slug":"belangrijke-wijziging-verzekeringstaks-stijgt-vanaf-1-april-2026","status":"publish","type":"post","link":"https:\/\/www.dhondt-insurance.com\/de\/blog\/8765\/","title":{"rendered":"Belangrijke wijziging: verzekeringstaks stijgt vanaf 1 mei 2026"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn vc_custom_1604335088253 vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-xs\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h3 style=\"color:#37719e;padding:px;text-align:;font-size:px;line-height:px;letter-spacing: 4px;font-weight:bold\" class=\"nd_options_second_font\">&gt; BELANGRIJKE WIJZIGING: VERZEKERINGSTAKS STIJGT VANAF 1 MEI 2026<\/h3> <\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-xs\"><div class=\"vc_column-inner vc_custom_1604605533394\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn vc_custom_1604335088253 vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-lg vc_hidden-md vc_hidden-sm\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h3 style=\"color:#37719e;padding:px;text-align:;font-size:13px;line-height:px;letter-spacing: 4px;font-weight:bold\" class=\"nd_options_second_font\">&gt; WAS SAGT DAS GESETZ ZU ARBEITSUNF\u00c4LLEN W\u00c4HREND DER HEIMARBEIT?<\/h3> <\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_hidden-lg vc_hidden-md vc_hidden-sm\"><div class=\"vc_column-inner vc_custom_1604605544450\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><div style=\"background-color:;height: 15px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12 vc_hidden-sm vc_hidden-xs\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 70px\" class=\"nicdark_section\"><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1569482474546\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"1434\" src=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-scaled.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"DI_Blog_Verzekeringstaks-2\" srcset=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-scaled.jpg 2048w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-300x210.jpg 300w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-1024x717.jpg 1024w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-768x538.jpg 768w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-1536x1076.jpg 1536w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2026\/03\/DI_Blog_Verzekeringstaks-2-18x12.jpg 18w\" sizes=\"auto, (max-width: 2048px) 100vw, 2048px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h2 style=\"color:;padding:px;text-align:;font-size:40px;line-height:50px;letter-spacing: px;font-weight:normal\" class=\"nd_options_text_align_center_responsive_important nd_options_first_font\">Belangrijke wijziging: verzekeringstaks stijgt vanaf 1 mei 2026<\/h2> <div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12 vc_hidden-lg vc_hidden-md\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1569482474546\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2566\" height=\"1758\" src=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"arbeidsongevallen_blog_artikel\" srcset=\"https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 300w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 1024w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 768w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 1536w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 2048w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 18w, https:\/\/www.dhondt-insurance.com\/wp-content\/uploads\/2022\/05\/arbeidsongevallen_blog_artikel.png 600w\" sizes=\"auto, (max-width: 2566px) 100vw, 2566px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"> <h2 style=\"color:;padding:px;text-align:;font-size:25px;line-height:50px;letter-spacing: px;font-weight:normal\" class=\"nd_options_text_align_left_responsive_important nd_options_first_font\">Telearbeit oder Homeoffice hat in den letzten 2 Jahren enorm an Bedeutung gewonnen. Die Gesellschaft hat sich darauf eingestellt und der Bedarf an Telearbeit wird in den kommenden Jahren weiter zunehmen. Hybrides Arbeiten wird also die Zukunft sein.<\/h2> <div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner vc_custom_1645177486788\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Vanaf <strong>1 mei 2026<\/strong> verandert er iets aan de belastingen op bepaalde verzekeringen in Belgi\u00eb. Dat klinkt misschien ingewikkeld, maar eigenlijk is het vrij eenvoudig. In dit artikel leggen we u\u00a0stap voor stap uit wat er verandert en wat dit concreet voor u\u00a0betekent.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Wat zijn verzekeringstaksen?<\/strong><\/p>\n<p>Wanneer u een verzekering afsluit (bijvoorbeeld voor je auto, woning of familiale verzekering), betaalt u een premie. Die premie bestaat uit twee delen:<\/p>\n<ul>\n<li>een bedrag voor de verzekering zelf<\/li>\n<li>\u00e9n een belasting voor de overheid \u2192 dit noemen we de <b>verzekeringstaks<\/b><\/li>\n<\/ul>\n<p>Vergelijkbaar met btw die u\u00a0betaalt op een aankoop in de winkel.<\/p>\n<h3><\/h3>\n<p>&nbsp;<\/p>\n<p><strong>Wat verandert er vanaf 1 mei 2026?<\/strong><\/p>\n<p>De federale overheid heeft beslist om de verzekeringstaks op <b>niet-levensverzekeringen<\/b>\u00a0te verhogen.<\/p>\n<p>Concreet:<\/p>\n<ul data-start=\"2571\" data-end=\"2657\">\n<li>De taks stijgt van <b>9,25% naar 9,60%<\/b><\/li>\n<li>Deze wijziging gaat in op <b>1 mei 2026<\/b><\/li>\n<\/ul>\n<p>Dit is een beslissing van de overheid. Verzekeraars hebben hier geen invloed op.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\"><strong>Op welke verzekeringen heeft dit impact?<\/strong><\/p>\n<p>De verhoging geldt voor de meeste klassieke schadeverzekeringen, zoals:<\/p>\n<ul data-start=\"2867\" data-end=\"2987\">\n<li>autoverzekeringen<\/li>\n<li>brandverzekeringen (woning)<\/li>\n<li>familiale verzekeringen<\/li>\n<li>en andere niet-levensverzekeringen<\/li>\n<\/ul>\n<p>Belangrijk: niet alle verzekeringen vallen hieronder (zoals sommige levensverzekeringen), maar voor de meeste dagelijkse verzekeringen wel.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element a { text-decoration: underline; }\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p dir=\"ltr\"><strong>Wat betekent dit concreet voor u?<\/strong><\/p>\n<p>Voor de meeste mensen blijft de impact beperkt.<\/p>\n<p>U\u00a0kan het volgende verwachten:<\/p>\n<ul data-start=\"3263\" data-end=\"3446\">\n<li>\n<div role=\"presentation\">uw premie wordt <b>licht duurder<\/b><\/div>\n<\/li>\n<li>dit gebeurt <b>vanaf de eerstvolgende vervaldatum na 1 mei 2026<\/b><\/li>\n<li>de stijging komt <b>alleen door de belasting<\/b>, niet door de verzekering zelf<\/li>\n<\/ul>\n<p>Goed om te weten:<\/p>\n<ul data-start=\"3471\" data-end=\"3564\">\n<li>\n<div role=\"presentation\">uw waarborgen en dekkingen blijven <b>exact hetzelfde<\/b><\/div>\n<\/li>\n<li>\n<div role=\"presentation\">uw contract verandert <b>niet<\/b><\/div>\n<\/li>\n<\/ul>\n<p>Het is dus geen inhoudelijke wijziging, enkel een fiscale aanpassing.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\"><strong>Hoe groot is de stijging van de verzekeringstaks?<\/strong><\/p>\n<p>Omdat het verschil in taks relatief klein is (0,35%), blijft de impact meestal beperkt tot enkele euro\u2019s per jaar, afhankelijk van uw premie.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\"><strong>Een goed moment om uw verzekeringen te bekijken.\u00a0<\/strong><\/p>\n<p>Hoewel de stijging op zich klein is, is dit wel een ideaal moment om even stil te staan bij uw verzekeringen.<\/p>\n<p>Stel jezelf bijvoorbeeld de vraag:<\/p>\n<ul data-start=\"4026\" data-end=\"4168\">\n<li>Sluiten mijn verzekeringen nog aan bij mijn huidige situatie?<\/li>\n<li>Betaal ik niet te veel?<\/li>\n<li>Heb ik misschien dubbele of ontbrekende dekkingen?<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\"><strong>Vragen? Wij helpen u\u00a0graag.\u00a0<\/strong><\/p>\n<p>Twijfelt u of wilt u gewoon even laten nakijken of alles nog goed zit?<\/p>\n<p>Neem gerust contact met ons op. We bekijken graag samen uw situatie en geven u helder advies &#8211; zonder verplichtingen.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t\n\t<a style=\"border: px solid;border-radius:px;letter-spacing:px;line-height:16px;font-size:16px;background-color:#37719E;padding:10px 20px;margin:;color:#FFFFFF\" rel=\"\" href=\"https:\/\/www.dhondt-insurance.com\/de\/contact\/\" class=\"nicdark_display_inline_block nd_options_float_left nd_options_font_weight_normal nd_options_first_font\">&gt; Contacteer ons<\/a>\n\t\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div style=\"background-color:;height: 50px\" class=\"nicdark_section\"><\/div><div style=\"background-color:#000000;height: 1pxpx\" class=\"nicdark_section\"><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey wpb_content_element  wpb_content_element\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><\/div><\/div><\/div><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid wpb_animate_when_almost_visible wpb_fadeIn fadeIn vc_custom_1645176720688\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1645176635881\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Teile diesen Artikel:<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n            <div \n                class=\"elfsight-widget-social-share-buttons elfsight-widget\" \n                data-elfsight-social-share-buttons-options=\"%7B%22items%22%3A%5B%7B%22network%22%3A%22facebook%22%2C%22buttonText%22%3A%22Facebook%22%7D%2C%7B%22network%22%3A%22linkedin%22%2C%22buttonText%22%3A%22LinkedIn%22%7D%2C%7B%22network%22%3A%22email%22%2C%22buttonText%22%3A%22Email%22%7D%5D%2C%22moreToggle%22%3Afalse%2C%22msgMore%22%3A%22More%22%2C%22msgClose%22%3A%22Close%22%2C%22customUrl%22%3A%22%22%2C%22location%22%3A%22inline%22%2C%22position%22%3A%22left%22%2C%22columns%22%3A%22auto%22%2C%22gutter%22%3A12%2C%22hideOnMobile%22%3Afalse%2C%22elements%22%3A%5B%22icon%22%5D%2C%22shape%22%3A%22circle%22%2C%22width%22%3A%22auto%22%2C%22style%22%3A%22material%22%2C%22iconColor%22%3A%22white%22%2C%22bgColor%22%3A%22native%22%2C%22iconColorOnHover%22%3A%22white%22%2C%22bgColorOnHover%22%3A%22native%22%2C%22animation%22%3A%22fly%22%2C%22transparency%22%3A100%2C%22transparencyOnHover%22%3A100%2C%22widgetId%22%3A%221%22%7D\" \n                data-elfsight-social-share-buttons-version=\"1.5.0\"\n                data-elfsight-widget-id=\"elfsight-social-share-buttons-1\">\n            <\/div>\n            <\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ut elit dui.<\/p>","protected":false},"author":6,"featured_media":8767,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"image","meta":{"footnotes":""},"categories":[90],"tags":[],"class_list":["post-8765","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-blog","post_format-post-format-image","nd_cc_cpt_1_tax_1-verzekeringen"],"_links":{"self":[{"href":"https:\/\/www.dhondt-insurance.com\/de\/wp-json\/wp\/v2\/posts\/8765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dhondt-insurance.com\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dhondt-insurance.com\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/de\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/de\/wp-json\/wp\/v2\/comments?post=8765"}],"version-history":[{"count":44,"href":"https:\/\/www.dhondt-insurance.com\/de\/wp-json\/wp\/v2\/posts\/8765\/revisions"}],"predecessor-version":[{"id":8817,"href":"https:\/\/www.dhondt-insurance.com\/de\/wp-json\/wp\/v2\/posts\/8765\/revisions\/8817"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/de\/wp-json\/wp\/v2\/media\/8767"}],"wp:attachment":[{"href":"https:\/\/www.dhondt-insurance.com\/de\/wp-json\/wp\/v2\/media?parent=8765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/de\/wp-json\/wp\/v2\/categories?post=8765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dhondt-insurance.com\/de\/wp-json\/wp\/v2\/tags?post=8765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}